Hand of Hope Canada

If you're asking yourself, “Where do I even start? — you're already ahead of the game

And unlike most people, you won’t be going in blind

If you’re here, chances are you’re feeling stuck, scared, or ashamed about your debt.
I’ve been there too — staring at numbers that didn’t make sense, wondering how I’d ever catch up.

Then I discovered a different path — a consumer proposal — and it completely changed my life.

Hand of Hope Canada was created to help you take that same first step — with clarity, compassion, and courage.

Experiencing a fresh start isn’t just about the paperwork — it’s about reclaiming your peace of mind.

Find out more ->

The Next Step

🔔 Over 200,000 Canadians are expected to file a consumer proposal this year.

Every day 1000's of Canadians struggle with debt silently — afraid, ashamed, unsure of what to do

You are not alone — and help is not only available, it’s within reach. You have options. You just need the right guide to help you see them clearly.

❌ You Don't Have to Suffer in Silence

Take The First Brave Step.

Look at your options. Learn what’s possible.
And most of all — don’t let fear keep you from moving forward.

Now let’s take the next step together.

Start with your free toolkit and discover what to expect and how to start your journey without fear.

Access your free tools ->

A Heartfelt Thank You

When I started the 21-Day Debt Journey Companion Guide, I’ll be honest—I was nervous. Facing my debt felt scary, and I didn’t know if I was ready. But from the very first day, I realized I wasn’t alone. The online community was so warm and caring that it felt like having a group of friends walking beside me every step of the way.

Whenever I felt stuck or unsure, someone was always there to encourage me and remind me why I started. That support gave me the confidence to push through and finish the guide.

By the end of the 21 days, I wasn’t just better with money—I was more confident, hopeful, and proud of myself. This journey started with fear but ended with strength, community, and a sense of peace I didn’t expect to find. - Hope W. Student

💡Check Out What More Members Are Saying

I Can Finally Breathe Again

When I first heard about a consumer proposal as a way to eliminate my debt, I was skeptical — it sounded too good to be true. But after reviewing my options and discovering the Debt Journey Companion Guide and toolkit (especially the Consumer Proposal Prep Guide), my entire perspective changed. Sandy's personal story really hit home and gave me the confidence to believe I could do this too.

Janice, Community Member

Light at the end of the tunnel

The Consumer Proposal Prep Guide gave me everything I needed to make informed decisions. I realized that knowledge really is power — and this guide helped me understand the things I didn’t know before.

It turned what felt overwhelming into an opportunity, and gave me the confidence to move forward with my consumer proposal.

Stewart, Community Member

I just enrolled in the prep guide, and I feel like a massive weight has been lifted. I'm no longer alone. Between debt, inflation, and the uncertainty of these times, life has been heavy. But now, I know there's a real way forward.

If you're unsure, I encourage you to trust your instincts. And if you need a community, join the group like I did — there are others walking the same path, and I’m one of them.

— Angel, Community Member

Debt Relief Without Shame

🤍 If You Are Living Paycheck To Paycheck You're Not Alone.

Feeling Overwhelmed?

Explore Our FREE Checklist To Determine Your Emotional Wellness.

But Where Do I Start? WITH US.

If you're asking yourself, “Where do I even start? — you're already ahead of the game

What You’ll Find Here

The Next Step

🔔 Over 200,000 Canadians are expected to file a consumer proposal this year.

Our Community

A Heartfelt Thank You

💡Check Out What More Members Are Saying