💥 SPECIAL OFFER: REAL SUPPORT. REAL RESULTS. REAL REFUND.

🛠️ We Offer a 21-Day Step-by-Step Guide to Walk You Through Every Stage of the Consumer Proposal Process — before you even call an LIT.

Why Are We Doing This?

• Because we believe the first step shouldn't be a cold call to a government regulated official who won’t hold your hand.
• Because We Believe in You—even if you're still doubting yourself.

We know firsthand that transformation is possible, and we want to prove to you that you have the power to move forward, rebuild, and reclaim your future.

🔥 In 1 week:
You’ll feel more grounded, more in control — maybe even unstoppable

🔥 In 2 weeks:
You’ll have a clear strategy, a real plan, and the confidence to move forward

🔥 In 3 weeks:
You’ll have completed all the groundwork and be fully prepared to take confident, informed action. You’ll wonder why you didn’t start this sooner?

• 21-Day Consumer Proposal Prep Guide + Toolkit
  Walks you through the entire process — from understanding your rights to rebuilding after it's over.
• Consumer Proposal Prep Toolkit
  A priceless set of checklists, worksheets, and insights that prepare you to:
  • Ask the right questions
  • Understand the numbers
  • Know what the LIT can (and cannot) do for you
• No sugar-coating. No gimmicks. No pressure.
  Just real information to help you make the best decision — fully informed.

Most people call a Licensed Insolvency Trustee (LIT) completely unprepared — and walk away more confused and afraid than when they started.

What they don’t know is:

• The LIT is not a financial advisor.
• The LIT will not help you budget or coach you through the emotional stress of debt.
• The LIT's job is to assess whether you qualify — and file legal paperwork. Nothing more.

You’ll understand:

• What a fair repayment offer looks like
• Which debts can (and can’t) be included
• What CRA will accept — and what they won’t
• How to avoid common traps that others fall into

💡 To meet you exactly where you are, our guide is designed to give you the right level of support at the right time for your needs:

📅 The journey to financial clarity doesn’t take forever — it just takes your first committed step

Ideal for those who want accountability and expert insight.

✅ Here’s What You’ll Get:

• 🔐 Privileged insights no one tells you upfront
   
• 🧾 Fillable worksheets & checklists
   
• 📌 Budget planner (for ODSP, CPP, EI, and more)
   
• 📌 CRA inclusion checklist (not all CRA debt is treated equally!)
   
• 📌 Key questions to ask your LIT — so you don’t get rushed
   
• 📌  Done-With-You Intake Form — We walk through the intake form with you so there are no surprises
   
• 📌 Credit recovery roadmap
   
• 📌 21-day action calendar to keep you on track
   

⚠️ Reality Check:
The LIT is not your coach.
They won’t give you insider tips.
They won’t walk you through long-term consequences.

👉 That part is on you — unless you prepare.

🙌 Be the Person Who’s Ready.
With this guide, you’ll:
✔ Walk into your consultation informed, not intimidated
✔ Know what you can realistically offer (and what creditors will accept)
✔ Avoid the costly mistakes I made
✔ Take back control with clarity and confidence

🎁 Ready to Start?
Grab the 21-Day Consumer Proposal Prep Guide + Toolkit and go into your first call like a PRO — not a victim.

 👉 You don’t have to make a decision today. What matters is knowing that you have real, solid options available — and they cost nothing out of pocket at a time when you’re already struggling. When you’re ready to take that next step, we’ll be here to help. 

Designed for Canadians in all financial situations, including government income.

You’re not alone. I’ve been there — and I want you to move forward the smart way.

Warmest regards,
Sandy

💬 Still have questions?
I’m not a trustee. I’m just someone who’s been through it — and I don’t want anyone else going in blind. Reach out anytime. 

✨ We’re in this with you.
You are never alone — we walk together, hand in hand and heart to heart.
Let’s start building your financial future — one step, one win, and one breakthrough at a time.