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πŸ‘‰ START Your Journey
πŸ“˜ CONSUMER PROPOSAL PREP
πŸ’‘ FREE TOOLS
🀝 JOIN OUR COMMUNITY
CONSUMER PROPOSAL
  • FACTS
  • SCAM ALERT
  • 10 COMMON MYTHS
  • Q&A
Contact Us
  • CONTACT US
🌿 HOME
❀️ MY STORY
πŸ‘‰ START Your Journey
πŸ“˜ CONSUMER PROPOSAL PREP
πŸ’‘ FREE TOOLS
🀝 JOIN OUR COMMUNITY
CONSUMER PROPOSAL
  • FACTS
  • SCAM ALERT
  • 10 COMMON MYTHS
  • Q&A
Contact Us
  • CONTACT US
More
  • 🌿 HOME
  • ❀️ MY STORY
  • πŸ‘‰ START Your Journey
  • πŸ“˜ CONSUMER PROPOSAL PREP
  • πŸ’‘ FREE TOOLS
  • 🀝 JOIN OUR COMMUNITY
  • CONSUMER PROPOSAL
    • FACTS
    • SCAM ALERT
    • 10 COMMON MYTHS
    • Q&A
  • Contact Us
    • CONTACT US
  • 🌿 HOME
  • ❀️ MY STORY
  • πŸ‘‰ START Your Journey
  • πŸ“˜ CONSUMER PROPOSAL PREP
  • πŸ’‘ FREE TOOLS
  • 🀝 JOIN OUR COMMUNITY
  • CONSUMER PROPOSAL
    • FACTS
    • SCAM ALERT
    • 10 COMMON MYTHS
    • Q&A
  • Contact Us
    • CONTACT US

  

πŸ’‘ How Does the Debt Journey Companion Guide & Toolkit Work?


This is more than just a course β€” it’s a step-by-step system designed to walk with you through 21 days of intentional, empowering action that reshapes how you feel, think, and act around debt.


Over the next 3 weeks, you’ll move through:


🧠 Mindset Reset

Acknowledge the emotional impact of debt β€” including stress, fear, anxiety, and shame β€” and begin to shift your perspective with support, compassion, and clarity.


🌿 Healthy Coping Mechanisms

Learn proven tools to manage emotional triggers so you can respond to financial stress with calm, strength, and clarity β€” rather than fear or avoidance.


🀝 A Supportive Community

You’ll be invited to join a network of others who understand what you’re going through. These connections help replace isolation with understanding β€” and help you realize you are never alone.


πŸ—“οΈ Regular Check-ins & Weekly Strategies

With weekly prompts and focus areas, you’ll always know what to do, why it matters, and how to do it β€” with guidance every step of the way.


βœ… Guaranteed Confidence & Clarity

You’ll finish the 21 days feeling more courageous, more focused, and ready to take action β€” fully prepared to speak with a Licensed Insolvency Trustee (LIT) and move toward your financial fresh start.


❀️ Hand in Hand & Heart to Heart β™‘

This guide was created from lived experience β€” not just theory. We are walking beside you, not above you. This is the heart of our businessβ€” connection, courage, and lasting change.


πŸ‘‰ It starts with one decision…

Are you ready to start over β€” without shame, without fear, and without judgment?


Are you ready to trust the process and step forward into something better?


πŸ’– This is your reset.
 

πŸš€ Let’s take that first step together. 


 This Is Your Invitation - YOU SHOULD TAKE IT.


START YOUR JOURNEY

There are NO UPFRONT COSTS to file a consumer proposal.

Several fees make up the total cost to file a consumer proposal in Canada which are included in the proposal and absorbed by the creditors not added to your debt, including the Filing Fee ($105), Financial Counselling Fees (2 sessions at $85 each for a total of $170) and Administration fees that can run upwards of $1500. These limits are subject to change.  

β€œThe consumer proposal is a safe life-altering strategy"

A Consumer Proposal Expert Opinion

Listen to Derek Chase, a Trusted Licensed Insolvency Trustee expert sharing information on Consumer insolvencies in Canada on the rise. Many Canadians are reaching a point where they can no longer stay current with their debt load. 

Watch Video
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  • ❀️ MY STORY
  • πŸ‘‰ START Your Journey
  • πŸ’‘ FREE TOOLS
  • 🀝 JOIN OUR COMMUNITY
  • FACTS
  • SCAM ALERT
  • 10 COMMON MYTHS
  • CONTACT US
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  • PRIVACY POLICY

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