Hi, I’m Sandy, the founder of Hand of Hope

A year ago, I was overwhelmed by debt. I didn’t know what to do, and I was hesitant to ask for help. I’d lie awake at night feeling trapped by guilt and shame.

Then, I learned about a consumer proposal — an option I’d never heard about. It gave me something I hadn’t felt in a long time: relief and direction.

What no one tells you is that this journey isn’t just financial — it’s emotional. The process stirs up fear, self-doubt, and stigma that can make even taking the first step feel impossible.

That’s why I created the Debt Journey Companion Guide + Toolkit — to be the resource I wish I’d had when I was starting over.

Here, you’ll find:

Guidance from lived experience — honest, practical steps from someone who’s been there.
Emotional understanding — a safe place to talk about the feelings that come with financial recovery.
A supportive community — people lifting each other up instead of judging or shaming.

My Mssion is simple:

To help Canadians move from confusion and shame to clarity and confidence — one hopeful step at a time.

My Promise To You

At Hand of Hope, you’re not a failure for needing help — you’re someone who’s ready to rebuild and you don’t have to do it alone. We want to welcome you to our family and support each other every step of the way. If you have hope, that's the first step.